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What IS LOAN ?

All persons need money at every stage of life. A Business man requires loan to start, expand his business or fund its business to grow. A Person needs money to fulfill his needs or to buy something like Home, Car, Bike etc.

  • Business Loans covers many loans like Term Loan, Small Business Guarantee Loans, Invoice Financing, Business Credit Card, Equipment Loans and Cash Advances etc.

LOAN ELIGIBILITY CRITERIA

A Loan can finance your needs without having to wait for capital to accumulate. We establish eligibility criteria for a Loan based on few simple parameters. Your credit score and existing borrowings are also assessed to determine your repayment capacity.

  • Self Employed Individuals:

    1. You are a senior citizen (above the age of 60years but below the age of 80 years) and earn more than Rupees 3,00,000.

    2. If total income is more than 5 lakhs or you have claimed any income tax refund then you are required to e-file your taxes. (Not applicable in the case of super senior citizens).

    3. However the Government has given tax relief for super senior citizens (those above the age of 80) whose income has not exceeded 5,00,000 in the FY 2016-17 and 2017-18

  • For Salaried Individuals: Minimum Age: 23 years; Maximum Age: 58 years, at the time of loan maturity.

Our Services

Personal Loan

Home Loan

Business Loans

Car Loan

Finance Loan

Business Credit Card

Invoice Financing

Equipment Loans

Loan Features & Benefits

Capital First’s Loan can help you realise your dreams of having that perfect wedding to visiting your dream holiday destination. The loan can also help in meeting unexpected expenses and medical emergencies too. Here are some key features.

  • Application: You can apply for our instant Loans online; we let you know if you are eligible within just 2 minutes. You can also make use of our loan eligibility calculator and find out if you qualify for a loan.
  • High Disbursal Amount: Our quick Loan is available for salaried individuals and self-employed professionals. You can borrow from Rs 1 Lakh to Rs 25 Lakhs basis your eligibility.
  • Flexible Tenures : You can repay your Loan in tenures ranging between 1 and 5 years.*

Process to apply online loan

Documents required for Loan

  • Application form.
  • Photograph.
  • Age proof.
  • ID proof.
  • last 3 months’ Bank statements.
  • Residence proof.
  • Income proof.
  • Signature verification proof.
  • Latest 3 months’ salary slips.

Why Choose Us

Accurate & Secure

Legal HANS secure your efilling portal data.Our servers are locked down and guarded.Legal HANS use the 100% encryption and keep the automatically backup of your valuable data.

Save Your Time

While many tax sites get slow and make procedures like e-filing cumbersome, Time is precious and the outcome in needed so the Legal HANS is here to provide the results as quick as possible.

Live Tax Support

Legal HANS provide the 24 hours live tax support. Our help tips & free live chat facility at all the points where you might get stuck, helps you file your taxes with confidence.

At Your Convenience

Get your taxes done from anywhere at anytime. Seamlessly switch between any device and securely pick up right where you left off when it's convenient for you.